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Flood history · New Albany, IN 47150

Flood insurance claims in New Albany, IN 47150

213 claims since 1978 and $4.3 million paid. Here's what the public record shows, and how to check a specific address.

213flood insurance claims since 1978
$4.3 millionpaid to policyholders
$25,336average paid claim
40claims in the last 10 years
27%of claims outside high-risk zones
#17of 545 Indiana ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 47150 since 1978.

1978: 10 claims1979: 4 claims1980: 2 claims1983: 7 claims1985: 1 claims1988: 1 claims1989: 8 claims1990: 3 claims1991: 2 claims1992: 4 claims1993: 2 claims1994: 1 claims1996: 1 claims1997: 34 claims1999: 1 claims2000: 4 claims2004: 1 claims2005: 4 claims2006: 25 claims2007: 1 claims2009: 27 claims2010: 1 claims2011: 16 claims2012: 1 claims2013: 2 claims2014: 2 claims2015: 7 claims2016: 1 claims2017: 6 claims2018: 15 claims2021: 1 claims2022: 2 claims2025: 16 claims19801990200020102020

What the record says

73% of claims were on properties in high-risk zones and 27% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 16% of claims.

40 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19973516%
Central U.S. April Flooding2025157%
Mid-spring storms2011157%
Not a named storm197884%

Flood zone at time of claim

High-risk zones (A, V)71% · 151
Moderate or minimal risk (X, B, C)26% · 56
Zone not recorded3% · 6

NFIP communities

New Albany, City OfParticipates in the NFIP
Floyd County *Participates in the NFIP

Federal disaster declarations in Floyd County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingFlood · Major disaster · 2025-07-22
Severe Storms And FloodingFlood · Major disaster · 2018-05-04
Severe Storms, Tornadoes, Straight-Line Winds, AndSevere Storm · Major disaster · 2011-06-23
Severe Winter StormSevere Storm · Major disaster · 2009-03-05
Severe Storms And FloodingSevere Storm · Major disaster · 2008-09-23
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-10

8 flood, storm or hurricane declarations for Floyd County since 2000.

Check a specific address in New Albany.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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