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Flood history · Muscatine, IA 52761

Flood insurance claims in Muscatine, IA 52761

250 claims since 1979 and $3.2 million paid. Here's what the public record shows, and how to check a specific address.

250flood insurance claims since 1979
$3.2 millionpaid to policyholders
$16,707average paid claim
20claims in the last 10 years
20%of claims outside high-risk zones
#13of 441 Iowa ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 52761 since 1978.

1979: 8 claims1982: 11 claims1983: 1 claims1986: 1 claims1990: 6 claims1993: 51 claims1994: 1 claims1996: 3 claims1997: 10 claims1998: 2 claims2001: 29 claims2002: 2 claims2004: 5 claims2008: 51 claims2009: 1 claims2010: 3 claims2011: 7 claims2013: 9 claims2014: 26 claims2016: 3 claims2017: 1 claims2018: 3 claims2019: 15 claims2020: 1 claims19801990200020102020

What the record says

80% of claims were on properties in high-risk zones and 20% outside them.

Losses are spread across many events; the largest, Midwest Flooding, accounts for 17% of claims.

20 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Midwest Flooding19934217%
Severe flooding20012410%
Storm200894%
Unnamed flooding199062%
March 2019 Midwest Flooding201962%

Flood zone at time of claim

High-risk zones (A, V)77% · 193
Moderate or minimal risk (X, B, C)20% · 49
Zone not recorded3% · 8

NFIP communities

Muscatine, City OfParticipates in the NFIP
Muscatine County*Participates in the NFIP

Federal disaster declarations in Muscatine County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2024-05-24
Severe StormsSevere Storm · Major disaster · 2020-08-17
Severe Storms And FloodingFlood · Major disaster · 2019-03-23
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2014-08-05
Severe Storms, Straight-Line Winds, And FloodingFlood · Major disaster · 2013-05-31
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2008-05-27

11 flood, storm or hurricane declarations for Muscatine County since 2000.

Check a specific address in Muscatine.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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