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Flood history · Davenport, IA 52802

Flood insurance claims in Davenport, IA 52802

580 claims since 1979 and $10.6 million paid. Here's what the public record shows, and how to check a specific address.

580flood insurance claims since 1979
$10.6 millionpaid to policyholders
$22,679average paid claim
63claims in the last 10 years
2%of claims outside high-risk zones
#3of 441 Iowa ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 52802 since 1978.

1979: 15 claims1982: 6 claims1983: 2 claims1984: 2 claims1986: 25 claims1990: 59 claims1993: 59 claims1996: 9 claims1997: 38 claims1998: 7 claims1999: 4 claims2000: 1 claims2001: 102 claims2002: 8 claims2004: 3 claims2008: 88 claims2010: 1 claims2011: 41 claims2013: 18 claims2014: 27 claims2015: 1 claims2016: 1 claims2017: 1 claims2018: 3 claims2019: 47 claims2023: 7 claims2024: 5 claims19801990200020102020

What the record says

Almost all claims here (98%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Severe flooding, accounts for 12% of claims.

63 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Davenport, City Of takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Severe flooding20017012%
Unnamed flooding19905610%
Midwest Flooding1993387%
March 2019 Midwest Flooding2019142%
Storm200881%

Flood zone at time of claim

High-risk zones (A, V)98% · 566
Moderate or minimal risk (X, B, C)2% · 10
Zone not recorded1% · 4

NFIP communities

Davenport, City OfCRS class 7 · up to 15% off

Federal disaster declarations in Scott County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Flooding, Straight-Line Winds, And TornadoesSevere Storm · Major disaster · 2024-06-24
FloodingFlood · Major disaster · 2023-08-25
Severe StormsSevere Storm · Major disaster · 2020-08-17
Severe Storms And FloodingFlood · Major disaster · 2019-03-23
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2008-05-27
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-10

9 flood, storm or hurricane declarations for Scott County since 2000.

Check a specific address in Davenport.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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