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Flood history · Fort Madison, IA 52627

Flood insurance claims in Fort Madison, IA 52627

67 claims since 1979 and $2.0 million paid. Here's what the public record shows, and how to check a specific address.

67flood insurance claims since 1979
$2.0 millionpaid to policyholders
$36,522average paid claim
9claims in the last 10 years
21%of claims outside high-risk zones
#54of 441 Iowa ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 52627 since 1978.

1979: 6 claims1980: 8 claims1993: 6 claims1996: 3 claims2001: 6 claims2008: 26 claims2010: 1 claims2013: 2 claims2019: 9 claims19801990200020102020

What the record says

79% of claims were on properties in high-risk zones and 21% outside them.

Losses are spread across many events; the largest, Midwest Flooding, accounts for 7% of claims.

9 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Midwest Flooding199357%
Severe flooding200123%
Storm200811%

Flood zone at time of claim

High-risk zones (A, V)63% · 42
Moderate or minimal risk (X, B, C)16% · 11
Zone not recorded21% · 14

NFIP communities

Fort Madison, City OfParticipates in the NFIP
Lee County *Participates in the NFIP

Federal disaster declarations in Lee County

Flood, hurricane and storm declarations since 2000.

FloodingFlood · Major disaster · 2023-08-25
Severe Storms And FloodingFlood · Major disaster · 2019-03-23
Severe Storm And TornadoesSevere Storm · Major disaster · 2018-09-12
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2015-07-31
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2014-08-05
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2013-07-02

14 flood, storm or hurricane declarations for Lee County since 2000.

Check a specific address in Fort Madison.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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