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Flood history · New Haven, CT 06515

Flood insurance claims in New Haven, CT 06515

67 claims since 1978 and $874,131 paid. Here's what the public record shows, and how to check a specific address.

67flood insurance claims since 1978
$874,131paid to policyholders
$15,893average paid claim
2claims in the last 10 years
48%of claims outside high-risk zones
#71of 283 Connecticut ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 06515 since 1978.

1978: 3 claims1979: 5 claims1980: 4 claims1982: 13 claims1983: 26 claims1984: 1 claims1985: 2 claims1986: 1 claims1987: 1 claims1989: 1 claims1992: 1 claims1996: 2 claims2007: 3 claims2011: 1 claims2013: 1 claims2021: 1 claims2022: 1 claims19801990200020102020

What the record says

About 48% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Not a named storm, accounts for 24% of claims.

2 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

New Haven, City Of takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Not a named storm19791624%
Unnamed flooding198046%
Hurricane Gloria198511%
Hurricane Irene201111%
Hurricane Ida202111%

Flood zone at time of claim

High-risk zones (A, V)48% · 32
Moderate or minimal risk (X, B, C)43% · 29
Zone not recorded9% · 6

NFIP communities

New Haven, City OfCRS class 7 · up to 15% off

Federal disaster declarations in South Central Regional County

Flood, hurricane and storm declarations since 2000.

Severe Storm, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2024-09-20
Severe Storms, Flooding, Landslides, And MudslidesSevere Storm · Emergency · 2024-08-21
Remnants Of Hurricane IdaHurricane · Major disaster · 2021-10-30
Hurricane HenriHurricane · Emergency · 2021-08-22
Tropical Storm IsaiasHurricane · Major disaster · 2021-01-12
Tropical Storm IsaiasHurricane · Emergency · 2020-08-06

18 flood, storm or hurricane declarations for South Central Regional County since 2000.

Check a specific address in New Haven.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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