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Flood history · New Haven, CT 06512

Flood insurance claims in New Haven, CT 06512

1,834 claims since 1978 and $34.8 million paid. Here's what the public record shows, and how to check a specific address.

1,834flood insurance claims since 1978
$34.8 millionpaid to policyholders
$24,180average paid claim
53claims in the last 10 years
15%of claims outside high-risk zones
#4of 283 Connecticut ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 06512 since 1978.

1978: 53 claims1979: 90 claims1980: 81 claims1981: 1 claims1982: 141 claims1983: 17 claims1984: 44 claims1985: 91 claims1986: 1 claims1987: 7 claims1988: 7 claims1989: 45 claims1990: 4 claims1991: 56 claims1992: 179 claims1993: 6 claims1994: 4 claims1995: 40 claims1996: 154 claims1997: 4 claims1998: 2 claims1999: 2 claims2000: 5 claims2001: 12 claims2003: 11 claims2004: 11 claims2005: 38 claims2006: 6 claims2007: 46 claims2008: 12 claims2009: 1 claims2010: 36 claims2011: 273 claims2012: 290 claims2013: 6 claims2014: 2 claims2015: 2 claims2016: 1 claims2017: 2 claims2018: 19 claims2019: 2 claims2020: 2 claims2021: 9 claims2022: 9 claims2023: 4 claims2024: 3 claims2026: 3 claims19801990200020102020

What the record says

85% of claims were on properties in high-risk zones and 15% outside them.

Losses are spread across many events; the largest, Hurricane Sandy, accounts for 16% of claims.

53 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

New Haven, City Of takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy201228616%
Hurricane Irene201126414%
Not a named storm198219210%
Unnamed flooding19921488%
December Storm - Nor'easter19921066%
Hurricane Gloria1985895%

Flood zone at time of claim

High-risk zones (A, V)83% · 1,516
Moderate or minimal risk (X, B, C)15% · 276
Undetermined (D)0% · 1
Zone not recorded2% · 41

NFIP communities

East Haven, Town OfParticipates in the NFIP
New Haven, City OfCRS class 7 · up to 15% off

Federal disaster declarations in South Central Regional County

Flood, hurricane and storm declarations since 2000.

Severe Storm, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2024-09-20
Severe Storms, Flooding, Landslides, And MudslidesSevere Storm · Emergency · 2024-08-21
Remnants Of Hurricane IdaHurricane · Major disaster · 2021-10-30
Hurricane HenriHurricane · Emergency · 2021-08-22
Tropical Storm IsaiasHurricane · Major disaster · 2021-01-12
Tropical Storm IsaiasHurricane · Emergency · 2020-08-06

18 flood, storm or hurricane declarations for South Central Regional County since 2000.

Check a specific address in New Haven.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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