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Flood history · Shelton, CT 06484

Flood insurance claims in Shelton, CT 06484

171 claims since 1978 and $1.8 million paid. Here's what the public record shows, and how to check a specific address.

171flood insurance claims since 1978
$1.8 millionpaid to policyholders
$13,780average paid claim
14claims in the last 10 years
35%of claims outside high-risk zones
#37of 283 Connecticut ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 06484 since 1978.

1978: 1 claims1979: 5 claims1980: 13 claims1981: 1 claims1982: 25 claims1983: 1 claims1984: 13 claims1985: 1 claims1986: 6 claims1987: 10 claims1989: 1 claims1993: 2 claims1994: 3 claims1996: 3 claims1998: 1 claims2001: 3 claims2003: 1 claims2004: 3 claims2005: 10 claims2006: 1 claims2007: 23 claims2008: 2 claims2010: 5 claims2011: 22 claims2016: 1 claims2018: 8 claims2021: 4 claims2024: 2 claims19801990200020102020

What the record says

About 35% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Not a named storm, accounts for 18% of claims.

14 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Not a named storm19823118%
Unnamed flooding19842112%
Hurricane Irene201174%
March 2010 Nor'easter201053%
Hurricane Ida202132%
Hurricane Elsa202111%

Flood zone at time of claim

High-risk zones (A, V)64% · 109
Moderate or minimal risk (X, B, C)35% · 59
Zone not recorded2% · 3

NFIP communities

Shelton, City OfParticipates in the NFIP

Federal disaster declarations in Naugatuck Valley County

Flood, hurricane and storm declarations since 2000.

Severe Storm, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2024-09-20
Severe Storms, Flooding, Landslides, And MudslidesSevere Storm · Emergency · 2024-08-21
Remnants Of Hurricane IdaHurricane · Major disaster · 2021-10-30
Hurricane HenriHurricane · Emergency · 2021-08-22
Tropical Storm IsaiasHurricane · Major disaster · 2021-01-12
Tropical Storm IsaiasHurricane · Emergency · 2020-08-06

17 flood, storm or hurricane declarations for Naugatuck Valley County since 2000.

Check a specific address in Shelton.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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