Flood history · Milford, CT 06461
Flood insurance claims in Milford, CT 06461
53 claims since 1979 and $668,537 paid. Here's what the public record shows, and how to check a specific address.
Claims by year
Every NFIP flood insurance claim reported in ZIP 06461 since 1978.
What the record says
73% of claims were on properties in high-risk zones and 27% outside them.
Losses are spread across many events; the largest, Not a named storm, accounts for 32% of claims.
1 claims were filed in the last 10 years.
The most commonly recorded cause is rivers, streams or lakes overflowing.
Milford, City Of takes part in FEMA's Community Rating System (class 9), which can lower flood insurance premiums by up to 05% in high-risk zones.
Biggest flood events
| Event | Year | Claims | Share |
|---|---|---|---|
| Not a named storm | 1979 | 17 | 32% |
| Hurricane Gloria | 1985 | 1 | 2% |
| Hurricane Ida | 2021 | 1 | 2% |
Flood zone at time of claim
NFIP communities
Federal disaster declarations in South Central Regional County
Flood, hurricane and storm declarations since 2000.
18 flood, storm or hurricane declarations for South Central Regional County since 2000.
Check a specific address in Milford.
ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.
Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.
All Connecticut ZIP codes · All states · Flood zones explained