FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · Groton, CT 06340

Flood insurance claims in Groton, CT 06340

339 claims since 1978 and $4.1 million paid. Here's what the public record shows, and how to check a specific address.

339flood insurance claims since 1978
$4.1 millionpaid to policyholders
$15,547average paid claim
7claims in the last 10 years
21%of claims outside high-risk zones
#20of 283 Connecticut ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 06340 since 1978.

1978: 14 claims1979: 5 claims1982: 23 claims1983: 4 claims1984: 1 claims1985: 13 claims1987: 7 claims1988: 1 claims1989: 1 claims1990: 1 claims1991: 22 claims1992: 1 claims1993: 1 claims1994: 2 claims1997: 2 claims1998: 1 claims2005: 10 claims2006: 1 claims2007: 2 claims2009: 3 claims2010: 24 claims2011: 11 claims2012: 182 claims2017: 1 claims2022: 4 claims2024: 2 claims19801990200020102020

What the record says

79% of claims were on properties in high-risk zones and 21% outside them.

One event dominates the record: Hurricane Sandy accounts for 53% of all claims in this ZIP code.

7 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy201218053%
Not a named storm1982247%
March 2010 Nor'easter2010247%
Hurricane Gloria1985134%
The "Halloween" Storm1991113%
Hurricane Irene201193%

Flood zone at time of claim

High-risk zones (A, V)75% · 255
Moderate or minimal risk (X, B, C)20% · 67
Zone not recorded5% · 17

NFIP communities

Groton Long Point AssociationParticipates in the NFIP
Groton, City OfParticipates in the NFIP
Noank Fire DistrictParticipates in the NFIP
Groton, Town OfParticipates in the NFIP

Federal disaster declarations in Southeastern Connecticut County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Flooding, And A Potential Dam BreachSevere Storm · Emergency · 2024-01-13
Remnants Of Hurricane IdaHurricane · Major disaster · 2021-10-30
Hurricane HenriHurricane · Emergency · 2021-08-22
Tropical Storm IsaiasHurricane · Major disaster · 2021-01-12
Tropical Storm IsaiasHurricane · Emergency · 2020-08-06
Severe Storms And FloodingSevere Storm · Major disaster · 2018-12-05

18 flood, storm or hurricane declarations for Southeastern Connecticut County since 2000.

Check a specific address in Groton.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All Connecticut ZIP codes · All states · Flood zones explained