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Flood history · New London, CT 06320

Flood insurance claims in New London, CT 06320

173 claims since 1978 and $2.4 million paid. Here's what the public record shows, and how to check a specific address.

173flood insurance claims since 1978
$2.4 millionpaid to policyholders
$17,634average paid claim
10claims in the last 10 years
62%of claims outside high-risk zones
#36of 283 Connecticut ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 06320 since 1978.

1978: 4 claims1979: 8 claims1980: 1 claims1982: 28 claims1983: 3 claims1984: 2 claims1985: 10 claims1988: 1 claims1990: 2 claims1991: 3 claims1992: 5 claims1993: 2 claims1994: 1 claims1997: 1 claims2000: 1 claims2004: 1 claims2005: 20 claims2008: 1 claims2009: 1 claims2010: 24 claims2011: 4 claims2012: 37 claims2013: 1 claims2015: 1 claims2016: 1 claims2018: 1 claims2019: 1 claims2021: 4 claims2024: 4 claims19801990200020102020

What the record says

About 62% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Sandy, accounts for 21% of claims.

10 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy20123621%
Not a named storm19823218%
March 2010 Nor'easter20102313%
Hurricane Gloria198574%
December Storm - Nor'easter199253%
Hurricane Ida202142%

Flood zone at time of claim

High-risk zones (A, V)38% · 66
Moderate or minimal risk (X, B, C)61% · 106
Zone not recorded1% · 1

NFIP communities

New London, City OfParticipates in the NFIP

Federal disaster declarations in Southeastern Connecticut County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Flooding, And A Potential Dam BreachSevere Storm · Emergency · 2024-01-13
Remnants Of Hurricane IdaHurricane · Major disaster · 2021-10-30
Hurricane HenriHurricane · Emergency · 2021-08-22
Tropical Storm IsaiasHurricane · Major disaster · 2021-01-12
Tropical Storm IsaiasHurricane · Emergency · 2020-08-06
Severe Storms And FloodingSevere Storm · Major disaster · 2018-12-05

18 flood, storm or hurricane declarations for Southeastern Connecticut County since 2000.

Check a specific address in New London.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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