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Flood history · West Hartford, CT 06117

Flood insurance claims in West Hartford, CT 06117

190 claims since 1978 and $1.2 million paid. Here's what the public record shows, and how to check a specific address.

190flood insurance claims since 1978
$1.2 millionpaid to policyholders
$7,573average paid claim
25claims in the last 10 years
57%of claims outside high-risk zones
#35of 283 Connecticut ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 06117 since 1978.

1978: 9 claims1979: 51 claims1980: 3 claims1982: 34 claims1983: 2 claims1986: 1 claims1988: 1 claims1989: 3 claims1990: 2 claims1992: 6 claims1994: 1 claims1996: 4 claims1999: 5 claims2000: 1 claims2001: 1 claims2002: 1 claims2003: 1 claims2005: 8 claims2007: 2 claims2008: 2 claims2009: 1 claims2010: 2 claims2011: 23 claims2015: 1 claims2017: 1 claims2019: 1 claims2021: 18 claims2023: 3 claims2026: 2 claims19801990200020102020

What the record says

About 57% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Not a named storm, accounts for 23% of claims.

25 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

West Hartford,Town Of takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Not a named storm19824323%
Unnamed flooding199263%
Hurricane Floyd199953%
Hurricane Ida202142%
March 2010 Nor'easter201011%
Hurricane Irene201111%

Flood zone at time of claim

High-risk zones (A, V)39% · 75
Moderate or minimal risk (X, B, C)53% · 100
Undetermined (D)1% · 1
Zone not recorded7% · 14

NFIP communities

West Hartford,Town OfCRS class 7 · up to 15% off

Federal disaster declarations in Capitol Region County

Flood, hurricane and storm declarations since 2000.

Hurricane HenriHurricane · Emergency · 2021-08-22
Tropical Storm IsaiasHurricane · Major disaster · 2021-01-12
Tropical Storm IsaiasHurricane · Emergency · 2020-08-06
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2013-03-21
Severe Winter StormSevere Storm · Emergency · 2013-02-10
Hurricane SandyHurricane · Emergency · 2012-10-28

13 flood, storm or hurricane declarations for Capitol Region County since 2000.

Check a specific address in West Hartford.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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