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Flood history · Wethersfield, CT 06109

Flood insurance claims in Wethersfield, CT 06109

77 claims since 1978 and $439,231 paid. Here's what the public record shows, and how to check a specific address.

77flood insurance claims since 1978
$439,231paid to policyholders
$7,445average paid claim
7claims in the last 10 years
32%of claims outside high-risk zones
#62of 283 Connecticut ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 06109 since 1978.

1978: 3 claims1979: 2 claims1982: 1 claims1984: 16 claims1987: 3 claims1994: 1 claims1996: 4 claims2005: 20 claims2006: 1 claims2007: 4 claims2008: 2 claims2009: 1 claims2010: 2 claims2011: 7 claims2013: 2 claims2016: 1 claims2018: 2 claims2019: 1 claims2021: 2 claims2023: 2 claims19801990200020102020

What the record says

About 32% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 23% of claims.

7 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19871823%
Hurricane Irene201145%
March 2010 Nor'easter201023%
Not a named storm198211%
Hurricane Ida202111%

Flood zone at time of claim

High-risk zones (A, V)66% · 51
Moderate or minimal risk (X, B, C)31% · 24
Zone not recorded3% · 2

NFIP communities

Wethersfield, Town OfParticipates in the NFIP
Branford, Town OfParticipates in the NFIP

Federal disaster declarations in Capitol Region County

Flood, hurricane and storm declarations since 2000.

Hurricane HenriHurricane · Emergency · 2021-08-22
Tropical Storm IsaiasHurricane · Major disaster · 2021-01-12
Tropical Storm IsaiasHurricane · Emergency · 2020-08-06
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2013-03-21
Severe Winter StormSevere Storm · Emergency · 2013-02-10
Hurricane SandyHurricane · Emergency · 2012-10-28

13 flood, storm or hurricane declarations for Capitol Region County since 2000.

Check a specific address in Wethersfield.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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