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Flood history · Berlin, CT 06037

Flood insurance claims in Berlin, CT 06037

67 claims since 1978 and $413,829 paid. Here's what the public record shows, and how to check a specific address.

67flood insurance claims since 1978
$413,829paid to policyholders
$8,277average paid claim
4claims in the last 10 years
16%of claims outside high-risk zones
#72of 283 Connecticut ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 06037 since 1978.

1978: 1 claims1979: 3 claims1982: 11 claims1984: 2 claims1985: 1 claims1987: 6 claims1989: 3 claims1992: 11 claims1996: 4 claims1999: 2 claims2003: 3 claims2005: 3 claims2006: 1 claims2008: 3 claims2010: 2 claims2011: 6 claims2012: 1 claims2017: 1 claims2021: 2 claims2023: 1 claims19801990200020102020

What the record says

84% of claims were on properties in high-risk zones and 16% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 28% of claims.

4 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19921928%
Not a named storm19821319%
Hurricane Floyd199923%
March 2010 Nor'easter201023%
Hurricane Ida202111%
Hurricane Sandy201211%

Flood zone at time of claim

High-risk zones (A, V)81% · 54
Moderate or minimal risk (X, B, C)15% · 10
Zone not recorded4% · 3

NFIP communities

Berlin, Town OfParticipates in the NFIP

Federal disaster declarations in Capitol Region County

Flood, hurricane and storm declarations since 2000.

Hurricane HenriHurricane · Emergency · 2021-08-22
Tropical Storm IsaiasHurricane · Major disaster · 2021-01-12
Tropical Storm IsaiasHurricane · Emergency · 2020-08-06
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2013-03-21
Severe Winter StormSevere Storm · Emergency · 2013-02-10
Hurricane SandyHurricane · Emergency · 2012-10-28

13 flood, storm or hurricane declarations for Capitol Region County since 2000.

Check a specific address in Berlin.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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