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Flood history · Garden Grove, CA 92843

Flood insurance claims in Garden Grove, CA 92843

98 claims since 1978 and $149,078 paid. Here's what the public record shows, and how to check a specific address.

98flood insurance claims since 1978
$149,078paid to policyholders
$4,659average paid claim
4claims in the last 10 years
12%of claims outside high-risk zones
#117of 1,431 California ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 92843 since 1978.

1978: 4 claims1980: 2 claims1983: 1 claims1987: 1 claims1990: 1 claims1991: 1 claims1992: 6 claims1993: 5 claims1995: 30 claims1996: 2 claims1997: 6 claims1998: 10 claims1999: 1 claims2000: 1 claims2001: 1 claims2003: 2 claims2004: 2 claims2005: 2 claims2007: 1 claims2008: 2 claims2010: 11 claims2014: 1 claims2016: 1 claims2017: 2 claims2023: 1 claims2024: 1 claims19801990200020102020

What the record says

88% of claims were on properties in high-risk zones and 12% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 29% of claims.

4 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19952829%
Pineapple Express - Southern199877%
Winter storm201055%
California Atmospheric River202311%

Flood zone at time of claim

High-risk zones (A, V)77% · 75
Moderate or minimal risk (X, B, C)10% · 10
Zone not recorded13% · 13

NFIP communities

Garden Grove, City OfParticipates in the NFIP

Federal disaster declarations in Orange County

Flood, hurricane and storm declarations since 2000.

Severe Winter Storms, Flooding, Landslides, And MudslidesFlood · Emergency · 2023-03-10
Severe Winter Storms, Flooding, And MudslidesFlood · Emergency · 2023-01-09
Severe Winter Storms, Flooding, And MudslidesFlood · Major disaster · 2017-03-16
Severe Winter Storms, Flooding, And Debris And Mud FlowsFlood · Major disaster · 2011-01-26
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-13
Severe Storms, Flooding, Landslides, And Mud And Debris FlowsSevere Storm · Major disaster · 2005-04-14

7 flood, storm or hurricane declarations for Orange County since 2000.

Check a specific address in Garden Grove.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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