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Flood history · Westminster, CA 92683

Flood insurance claims in Westminster, CA 92683

176 claims since 1978 and $495,008 paid. Here's what the public record shows, and how to check a specific address.

176flood insurance claims since 1978
$495,008paid to policyholders
$5,440average paid claim
2claims in the last 10 years
18%of claims outside high-risk zones
#53of 1,431 California ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 92683 since 1978.

1978: 9 claims1979: 1 claims1980: 3 claims1983: 7 claims1986: 1 claims1989: 1 claims1991: 2 claims1992: 11 claims1993: 8 claims1994: 1 claims1995: 71 claims1996: 1 claims1997: 8 claims1998: 27 claims2000: 2 claims2001: 3 claims2003: 2 claims2005: 6 claims2008: 1 claims2009: 1 claims2010: 7 claims2011: 1 claims2017: 1 claims2024: 1 claims19801990200020102020

What the record says

82% of claims were on properties in high-risk zones and 18% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 36% of claims.

2 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19956436%
Pineapple Express - Southern19982313%
Winter storm201032%
February California Atmospheric River202411%

Flood zone at time of claim

High-risk zones (A, V)74% · 131
Moderate or minimal risk (X, B, C)16% · 28
Zone not recorded10% · 17

NFIP communities

Westminster, City OfParticipates in the NFIP

Federal disaster declarations in Orange County

Flood, hurricane and storm declarations since 2000.

Severe Winter Storms, Flooding, Landslides, And MudslidesFlood · Emergency · 2023-03-10
Severe Winter Storms, Flooding, And MudslidesFlood · Emergency · 2023-01-09
Severe Winter Storms, Flooding, And MudslidesFlood · Major disaster · 2017-03-16
Severe Winter Storms, Flooding, And Debris And Mud FlowsFlood · Major disaster · 2011-01-26
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-13
Severe Storms, Flooding, Landslides, And Mud And Debris FlowsSevere Storm · Major disaster · 2005-04-14

7 flood, storm or hurricane declarations for Orange County since 2000.

Check a specific address in Westminster.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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