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Flood history · Twentynine Palms, CA 92277

Flood insurance claims in Twentynine Palms, CA 92277

96 claims since 1990 and $1.9 million paid. Here's what the public record shows, and how to check a specific address.

96flood insurance claims since 1990
$1.9 millionpaid to policyholders
$31,250average paid claim
33claims in the last 10 years
17%of claims outside high-risk zones
#119of 1,431 California ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 92277 since 1978.

1990: 1 claims1992: 1 claims1997: 4 claims2000: 1 claims2002: 1 claims2003: 12 claims2004: 2 claims2005: 11 claims2007: 1 claims2008: 18 claims2010: 4 claims2013: 1 claims2015: 6 claims2017: 6 claims2021: 2 claims2024: 6 claims2025: 19 claims1990200020102020

What the record says

83% of claims were on properties in high-risk zones and 17% outside them.

Flooding here is recent: 33 claims (34%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Winter storm201033%

Flood zone at time of claim

High-risk zones (A, V)83% · 80
Moderate or minimal risk (X, B, C)15% · 14
Undetermined (D)2% · 2

NFIP communities

Twentynine Palms, City OfParticipates in the NFIP

Federal disaster declarations in San Bernardino County

Flood, hurricane and storm declarations since 2000.

Severe Winter Storms, Straight-Line Winds, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2023-04-03
Severe Winter Storms, Flooding, Landslides, And MudslidesFlood · Emergency · 2023-03-10
Severe Winter Storms, Flooding, And MudslidesFlood · Emergency · 2023-01-09
Severe Winter Storms, Flooding, And Debris And Mud FlowsFlood · Major disaster · 2011-01-26
Severe Winter Storms, Flooding, And Debris And Mud FlowsSevere Storm · Major disaster · 2010-03-08
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-13

8 flood, storm or hurricane declarations for San Bernardino County since 2000.

Check a specific address in Twentynine Palms.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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