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Flood history · Thousand Palms, CA 92276

Flood insurance claims in Thousand Palms, CA 92276

64 claims since 1988 and $1.2 million paid. Here's what the public record shows, and how to check a specific address.

Check an address in 92276
64flood insurance claims since 1988
$1.2 millionpaid to policyholders
$33,570average paid claim
26claims in the last 10 years
2%of claims outside high-risk zones
#176of 1,431 California ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 92276 since 1978.

1988: 1 claims1995: 2 claims1998: 1 claims1999: 2 claims2001: 1 claims2002: 1 claims2004: 1 claims2005: 3 claims2010: 7 claims2014: 19 claims2018: 5 claims2019: 1 claims2023: 16 claims2024: 1 claims2025: 3 claims1990200020102020

What the record says

Almost all claims here (98%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Tropical Storm Hilary, accounts for 20% of claims.

Flooding here is recent: 26 claims (41%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Riverside County * takes part in FEMA's Community Rating System (class 5), which can lower flood insurance premiums by up to 25% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Tropical Storm Hilary20231320%
December California Flooding202323%
Winter storm201023%
Unnamed flooding199523%
Pineapple Express - Southern199812%
San Diego Flooding202412%

Flood zone at time of claim

High-risk zones (A, V)98% · 63
Moderate or minimal risk (X, B, C)2% · 1

NFIP communities

Riverside County *CRS class 5 · up to 25% off

Federal disaster declarations in Riverside County

Flood, hurricane and storm declarations since 2000.

Tropical Storm HilaryHurricane · Major disaster · 2023-11-21
Severe Winter Storms, Flooding, And MudslidesFlood · Emergency · 2023-01-09
Severe Winter Storms, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2019-05-01
Severe Winter Storms, Flooding, And MudslidesFlood · Major disaster · 2017-03-16
Severe Winter Storms, Flooding, And Debris And Mud FlowsFlood · Major disaster · 2011-01-26
Severe Winter Storms, Flooding, And Debris And Mud FlowsSevere Storm · Major disaster · 2010-03-08

9 flood, storm or hurricane declarations for Riverside County since 2000.

Check a specific address in Thousand Palms.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

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Nearby California ZIP codes

92270

Rancho Mirage

102 claims · $594,655 paid

92260

Palm Desert

278 claims · $1.3 million paid

92210

Indian Wells

59 claims · $3.8 million paid

92264

Palm Springs

125 claims · $801,659 paid

92262

Palm Springs

100 claims · $347,797 paid

92253

La Quinta

57 claims · $3.0 million paid

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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