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Flood history · Moundsville, WV 26041

Flood insurance claims in Moundsville, WV 26041

218 claims since 1978 and $1.4 million paid. Here's what the public record shows, and how to check a specific address.

218flood insurance claims since 1978
$1.4 millionpaid to policyholders
$7,338average paid claim
7claims in the last 10 years
17%of claims outside high-risk zones
#24of 653 West Virginia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 26041 since 1978.

1978: 28 claims1979: 1 claims1980: 52 claims1981: 9 claims1985: 13 claims1989: 2 claims1991: 4 claims1994: 1 claims1996: 18 claims1998: 3 claims1999: 3 claims2001: 1 claims2002: 1 claims2004: 40 claims2005: 16 claims2006: 1 claims2009: 12 claims2013: 4 claims2015: 2 claims2018: 3 claims2024: 4 claims19801990200020102020

What the record says

83% of claims were on properties in high-risk zones and 17% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 36% of claims.

7 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19967836%
Tropical Storm Ivan20044018%
Not a named storm197910%

Flood zone at time of claim

High-risk zones (A, V)52% · 114
Moderate or minimal risk (X, B, C)11% · 24
Zone not recorded37% · 80

NFIP communities

Marshall County *Participates in the NFIP
Moundsville, City OfParticipates in the NFIP

Federal disaster declarations in Marshall County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2024-05-24
Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2024-05-22
Severe Storms, Flooding, Landslides, And MudslidesMud/Landslide · Major disaster · 2018-04-17
Severe Storms, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2017-08-18
Severe Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2015-05-18
Severe Winter Storm, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2015-03-31

14 flood, storm or hurricane declarations for Marshall County since 2000.

Check a specific address in Moundsville.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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