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Flood history · Mcmechen, WV 26040

Flood insurance claims in Mcmechen, WV 26040

64 claims since 1980 and $584,780 paid. Here's what the public record shows, and how to check a specific address.

64flood insurance claims since 1980
$584,780paid to policyholders
$9,912average paid claim
33claims in the last 10 years
11%of claims outside high-risk zones
#98of 653 West Virginia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 26040 since 1978.

1980: 8 claims1981: 1 claims1985: 2 claims1989: 2 claims1991: 1 claims1996: 3 claims1999: 1 claims2004: 12 claims2010: 1 claims2017: 28 claims2019: 4 claims2025: 1 claims19801990200020102020

What the record says

89% of claims were on properties in high-risk zones and 11% outside them.

Flooding here is recent: 33 claims (52%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Tropical Storm Ivan20041016%
Unnamed flooding199646%

Flood zone at time of claim

High-risk zones (A, V)75% · 48
Moderate or minimal risk (X, B, C)9% · 6
Zone not recorded16% · 10

NFIP communities

Mcmechen, Town OfParticipates in the NFIP
Marshall County *Participates in the NFIP
Benwood, City OfParticipates in the NFIP

Federal disaster declarations in Marshall County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2024-05-24
Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2024-05-22
Severe Storms, Flooding, Landslides, And MudslidesMud/Landslide · Major disaster · 2018-04-17
Severe Storms, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2017-08-18
Severe Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2015-05-18
Severe Winter Storm, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2015-03-31

14 flood, storm or hurricane declarations for Marshall County since 2000.

Check a specific address in Mcmechen.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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