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Flood history · Milton, WV 25541

Flood insurance claims in Milton, WV 25541

269 claims since 1978 and $3.4 million paid. Here's what the public record shows, and how to check a specific address.

269flood insurance claims since 1978
$3.4 millionpaid to policyholders
$14,809average paid claim
20claims in the last 10 years
14%of claims outside high-risk zones
#21of 653 West Virginia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 25541 since 1978.

1978: 50 claims1980: 7 claims1985: 1 claims1989: 7 claims1990: 1 claims1995: 1 claims1996: 4 claims1997: 66 claims1998: 15 claims2000: 1 claims2001: 2 claims2003: 83 claims2004: 4 claims2005: 1 claims2009: 1 claims2010: 1 claims2015: 2 claims2016: 2 claims2021: 7 claims2022: 1 claims2023: 11 claims2025: 1 claims19801990200020102020

What the record says

86% of claims were on properties in high-risk zones and 14% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 25% of claims.

20 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19976725%
Not a named storm19784818%
Heavy rains200110%
Tropical Storm Ivan200410%

Flood zone at time of claim

High-risk zones (A, V)67% · 180
Moderate or minimal risk (X, B, C)11% · 30
Zone not recorded22% · 59

NFIP communities

Milton, City OfParticipates in the NFIP
Cabell County*Participates in the NFIP

Federal disaster declarations in Cabell County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2024-05-22
Severe Storms And FloodingFlood · Major disaster · 2021-05-20
Severe Storms, Flooding, Landslides, And MudslidesMud/Landslide · Major disaster · 2018-04-17
Severe Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2015-05-21
Severe Storms, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2015-05-14
Severe Winter Storm, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2015-03-31

18 flood, storm or hurricane declarations for Cabell County since 2000.

Check a specific address in Milton.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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