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Flood history · Scott Depot, WV 25560

Flood insurance claims in Scott Depot, WV 25560

134 claims since 1978 and $1.8 million paid. Here's what the public record shows, and how to check a specific address.

134flood insurance claims since 1978
$1.8 millionpaid to policyholders
$15,828average paid claim
37claims in the last 10 years
31%of claims outside high-risk zones
#46of 653 West Virginia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 25560 since 1978.

1978: 1 claims1985: 1 claims1989: 6 claims1991: 2 claims1992: 4 claims1995: 4 claims1996: 9 claims1997: 7 claims2000: 15 claims2001: 2 claims2002: 1 claims2003: 13 claims2004: 11 claims2005: 1 claims2006: 1 claims2009: 6 claims2010: 1 claims2015: 11 claims2016: 1 claims2018: 31 claims2022: 2 claims2023: 1 claims2025: 2 claims2026: 1 claims19801990200020102020

What the record says

About 31% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

37 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Putnam County* takes part in FEMA's Community Rating System (class 9), which can lower flood insurance premiums by up to 05% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding199754%
Summer severe storms201611%

Flood zone at time of claim

High-risk zones (A, V)68% · 91
Moderate or minimal risk (X, B, C)30% · 40
Zone not recorded2% · 3

NFIP communities

Putnam County*CRS class 9 · up to 05% off

Federal disaster declarations in Putnam County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2024-05-22
Severe Winter Storm, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2015-03-31
Hurricane SandyHurricane · Emergency · 2012-10-29
Severe Storms And Straight-Line WindsSevere Storm · Major disaster · 2012-07-23
Severe StormsSevere Storm · Emergency · 2012-06-30
Severe Storms, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2007-05-01

14 flood, storm or hurricane declarations for Putnam County since 2000.

Check a specific address in Scott Depot.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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