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Flood history · White Sulphur Springs, WV 24986

Flood insurance claims in White Sulphur Springs, WV 24986

126 claims since 1979 and $3.8 million paid. Here's what the public record shows, and how to check a specific address.

126flood insurance claims since 1979
$3.8 millionpaid to policyholders
$38,949average paid claim
3claims in the last 10 years
15%of claims outside high-risk zones
#47of 653 West Virginia ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 24986 since 1978.

1979: 1 claims1984: 1 claims1985: 4 claims1994: 1 claims1995: 1 claims1996: 12 claims2003: 2 claims2004: 1 claims2009: 1 claims2013: 1 claims2015: 2 claims2016: 96 claims2017: 1 claims2019: 1 claims2025: 1 claims19801990200020102020

What the record says

85% of claims were on properties in high-risk zones and 15% outside them.

One event dominates the record: Summer severe storms accounts for 75% of all claims in this ZIP code.

3 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Greenbrier County* takes part in FEMA's Community Rating System (class 9), which can lower flood insurance premiums by up to 05% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Summer severe storms20169575%
Unnamed flooding19961613%
February West Virginia Flooding202511%

Flood zone at time of claim

High-risk zones (A, V)83% · 105
Moderate or minimal risk (X, B, C)14% · 18
Zone not recorded2% · 3

NFIP communities

White Sulphur Springs, City OfParticipates in the NFIP
Greenbrier County*CRS class 9 · up to 05% off

Federal disaster declarations in Greenbrier County

Flood, hurricane and storm declarations since 2000.

Severe Storm, Straight-Line Winds, Flooding, Landslides, And MudslidesSevere Storm · Major disaster · 2025-02-26
Severe Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2016-06-25
Severe Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2015-05-21
Hurricane SandyHurricane · Emergency · 2012-10-29
Severe Storms And Straight-Line WindsSevere Storm · Major disaster · 2012-07-23
Severe StormsSevere Storm · Emergency · 2012-06-30

11 flood, storm or hurricane declarations for Greenbrier County since 2000.

Check a specific address in White Sulphur Springs.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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