Flood history · Talcott, WV 24981
Flood insurance claims in Talcott, WV 24981
57 claims since 1978 and $976,290 paid. Here's what the public record shows, and how to check a specific address.
Claims by year
Every NFIP flood insurance claim reported in ZIP 24981 since 1978.
What the record says
80% of claims were on properties in high-risk zones and 20% outside them.
One event dominates the record: Unnamed flooding accounts for 47% of all claims in this ZIP code.
No claims were recorded in the last 10 years. Older floods still show what the area can do.
The most commonly recorded cause is rivers, streams or lakes overflowing.
Biggest flood events
| Event | Year | Claims | Share |
|---|---|---|---|
| Unnamed flooding | 1985 | 27 | 47% |
| Summer severe storms | 2016 | 15 | 26% |
Flood zone at time of claim
NFIP communities
Federal disaster declarations in Summers County
Flood, hurricane and storm declarations since 2000.
13 flood, storm or hurricane declarations for Summers County since 2000.
Check a specific address in Talcott.
ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.
Nearby West Virginia ZIP codes
Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.
All West Virginia ZIP codes · All states · Flood zones explained