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Flood history · Gays Mills, WI 54631

Flood insurance claims in Gays Mills, WI 54631

121 claims since 1978 and $2.9 million paid. Here's what the public record shows, and how to check a specific address.

121flood insurance claims since 1978
$2.9 millionpaid to policyholders
$27,220average paid claim
27claims in the last 10 years
6%of claims outside high-risk zones
#10of 500 Wisconsin ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 54631 since 1978.

1978: 6 claims1981: 1 claims1983: 1 claims1992: 2 claims2000: 5 claims2004: 1 claims2007: 33 claims2008: 38 claims2013: 2 claims2016: 5 claims2017: 2 claims2018: 25 claims19801990200020102020

What the record says

Almost all claims here (94%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

27 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Storm20083428%

Flood zone at time of claim

High-risk zones (A, V)85% · 103
Moderate or minimal risk (X, B, C)5% · 6
Zone not recorded10% · 12

NFIP communities

Gays Mills, Village OfParticipates in the NFIP
Crawford County *Participates in the NFIP

Federal disaster declarations in Crawford County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Tornadoes, Straight-Line Winds, Flooding, And LandslidesFlood · Major disaster · 2018-10-18
Severe Storms, Straight-Line Winds, Flooding, Landslides, And MudSevere Storm · Major disaster · 2017-10-07
Severe Storms, Flooding, And MudslidesFlood · Major disaster · 2016-10-20
Severe Storms, Flooding, And MudslidesSevere Storm · Major disaster · 2013-08-08
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2008-06-14
Severe Storms And FloodingSevere Storm · Major disaster · 2007-08-26

10 flood, storm or hurricane declarations for Crawford County since 2000.

Check a specific address in Gays Mills.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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