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Flood history · Reedsburg, WI 53959

Flood insurance claims in Reedsburg, WI 53959

79 claims since 1990 and $2.9 million paid. Here's what the public record shows, and how to check a specific address.

79flood insurance claims since 1990
$2.9 millionpaid to policyholders
$40,513average paid claim
44claims in the last 10 years
29%of claims outside high-risk zones
#18of 500 Wisconsin ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 53959 since 1978.

1990: 1 claims1992: 1 claims2000: 3 claims2008: 29 claims2016: 1 claims2018: 44 claims1990200020102020

What the record says

71% of claims were on properties in high-risk zones and 29% outside them.

Flooding here is recent: 44 claims (56%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Reedsburg, City Of takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Storm20082937%

Flood zone at time of claim

High-risk zones (A, V)71% · 56
Moderate or minimal risk (X, B, C)29% · 23

NFIP communities

Reedsburg, City OfCRS class 7 · up to 15% off
Sauk County *Participates in the NFIP

Federal disaster declarations in Sauk County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Tornadoes, And FloodingFlood · Major disaster · 2026-06-30
Severe Storms, Tornadoes, Straight-Line Winds, Flooding, And LandslidesFlood · Major disaster · 2018-10-18
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2008-06-14
Severe Storms And FloodingSevere Storm · Major disaster · 2007-08-26
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-13
Severe Storms And FloodingSevere Storm · Major disaster · 2004-06-18

7 flood, storm or hurricane declarations for Sauk County since 2000.

Check a specific address in Reedsburg.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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