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Flood history · Sturgeon Bay, WI 54235

Flood insurance claims in Sturgeon Bay, WI 54235

51 claims since 1985 and $507,933 paid. Here's what the public record shows, and how to check a specific address.

51flood insurance claims since 1985
$507,933paid to policyholders
$16,931average paid claim
26claims in the last 10 years
20%of claims outside high-risk zones
#33of 500 Wisconsin ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 54235 since 1978.

1985: 3 claims1986: 16 claims1989: 1 claims1990: 1 claims1997: 2 claims2004: 1 claims2006: 1 claims2018: 1 claims2019: 16 claims2020: 6 claims2021: 2 claims2024: 1 claims1990200020102020

What the record says

80% of claims were on properties in high-risk zones and 20% outside them.

Flooding here is recent: 26 claims (51%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding198636%
March 2019 Midwest Flooding201912%

Flood zone at time of claim

High-risk zones (A, V)65% · 33
Moderate or minimal risk (X, B, C)16% · 8
Zone not recorded20% · 10

NFIP communities

Door County *Participates in the NFIP
Sturgeon Bay, City OfParticipates in the NFIP

Federal disaster declarations in Door County

Flood, hurricane and storm declarations since 2000.

Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-13

1 flood, storm or hurricane declarations for Door County since 2000.

Check a specific address in Sturgeon Bay.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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