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Flood history · Oconto, WI 54153

Flood insurance claims in Oconto, WI 54153

98 claims since 1979 and $574,841 paid. Here's what the public record shows, and how to check a specific address.

98flood insurance claims since 1979
$574,841paid to policyholders
$7,465average paid claim
36claims in the last 10 years
12%of claims outside high-risk zones
#16of 500 Wisconsin ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 54153 since 1978.

1979: 2 claims1984: 1 claims1985: 7 claims1986: 48 claims1987: 1 claims1989: 1 claims1990: 1 claims1997: 1 claims2019: 29 claims2020: 7 claims19801990200020102020

What the record says

88% of claims were on properties in high-risk zones and 12% outside them.

Flooding here is recent: 36 claims (37%) were in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

No named events recorded.

Flood zone at time of claim

High-risk zones (A, V)86% · 84
Moderate or minimal risk (X, B, C)12% · 12
Zone not recorded2% · 2

NFIP communities

Oconto County *Participates in the NFIP
Oconto, City OfParticipates in the NFIP

Federal disaster declarations in Oconto County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Tornadoes, Straight-Line Winds, And FloodingFlood · Major disaster · 2019-08-27
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-13

2 flood, storm or hurricane declarations for Oconto County since 2000.

Check a specific address in Oconto.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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