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Flood history · Janesville, WI 53545

Flood insurance claims in Janesville, WI 53545

61 claims since 1979 and $1.2 million paid. Here's what the public record shows, and how to check a specific address.

61flood insurance claims since 1979
$1.2 millionpaid to policyholders
$22,637average paid claim
1claims in the last 10 years
27%of claims outside high-risk zones
#24of 500 Wisconsin ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 53545 since 1978.

1979: 23 claims1986: 5 claims1993: 4 claims1998: 1 claims2000: 2 claims2001: 2 claims2004: 2 claims2008: 16 claims2009: 3 claims2013: 2 claims2019: 1 claims19801990200020102020

What the record says

73% of claims were on properties in high-risk zones and 27% outside them.

1 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Storm200847%
March 2019 Midwest Flooding201912%

Flood zone at time of claim

High-risk zones (A, V)59% · 36
Moderate or minimal risk (X, B, C)21% · 13
Zone not recorded20% · 12

NFIP communities

Janesville, City OfParticipates in the NFIP
Rock County *Participates in the NFIP

Federal disaster declarations in Rock County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Tornadoes, And FloodingFlood · Major disaster · 2026-06-30
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2008-06-14
Severe Storms And FloodingSevere Storm · Major disaster · 2007-08-26
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-13
Severe Storms And FloodingSevere Storm · Major disaster · 2004-06-18

5 flood, storm or hurricane declarations for Rock County since 2000.

Check a specific address in Janesville.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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