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Flood history · Salem, WI 53168

Flood insurance claims in Salem, WI 53168

159 claims since 1978 and $2.8 million paid. Here's what the public record shows, and how to check a specific address.

159flood insurance claims since 1978
$2.8 millionpaid to policyholders
$22,158average paid claim
41claims in the last 10 years
12%of claims outside high-risk zones
#8of 500 Wisconsin ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 53168 since 1978.

1978: 1 claims1979: 9 claims1981: 1 claims1982: 1 claims1983: 1 claims1985: 1 claims1986: 3 claims1988: 1 claims1990: 2 claims1993: 11 claims1994: 13 claims1996: 2 claims1997: 4 claims1999: 7 claims2000: 2 claims2004: 12 claims2007: 19 claims2008: 21 claims2009: 1 claims2013: 6 claims2017: 32 claims2019: 2 claims2026: 7 claims19801990200020102020

What the record says

88% of claims were on properties in high-risk zones and 12% outside them.

Losses are spread across many events; the largest, 2026-04-Flooding, accounts for 4% of claims.

41 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Kenosha County * takes part in FEMA's Community Rating System (class 5), which can lower flood insurance premiums by up to 25% in high-risk zones.

Biggest flood events

EventYearClaimsShare
2026-04-Flooding202674%
Storm200853%
Tropical Storm Erin200743%

Flood zone at time of claim

High-risk zones (A, V)81% · 128
Moderate or minimal risk (X, B, C)11% · 18
Zone not recorded8% · 13

NFIP communities

Kenosha County *CRS class 5 · up to 25% off
Paddock Lake, Village OfParticipates in the NFIP

Federal disaster declarations in Kenosha County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Tornadoes, And FloodingFlood · Major disaster · 2026-06-30
Severe Winter Storm And FloodingFlood · Major disaster · 2020-03-11
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2008-06-14
Severe Storms And FloodingSevere Storm · Major disaster · 2007-08-26
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-13
Severe Storms And FloodingSevere Storm · Major disaster · 2004-06-18

7 flood, storm or hurricane declarations for Kenosha County since 2000.

Check a specific address in Salem.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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