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Flood history · Del Rio, TX 78840

Flood insurance claims in Del Rio, TX 78840

156 claims since 1979 and $3.7 million paid. Here's what the public record shows, and how to check a specific address.

156flood insurance claims since 1979
$3.7 millionpaid to policyholders
$29,167average paid claim
8claims in the last 10 years
60%of claims outside high-risk zones
#306of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 78840 since 1978.

1979: 2 claims1980: 4 claims1981: 3 claims1983: 1 claims1984: 1 claims1998: 72 claims2001: 1 claims2002: 3 claims2003: 2 claims2004: 2 claims2006: 1 claims2007: 9 claims2009: 3 claims2010: 28 claims2011: 4 claims2013: 1 claims2014: 1 claims2015: 7 claims2016: 3 claims2017: 4 claims2022: 1 claims2026: 3 claims19801990200020102020

What the record says

About 60% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

8 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Early summer storms201532%
Unnamed flooding198032%

Flood zone at time of claim

High-risk zones (A, V)39% · 61
Moderate or minimal risk (X, B, C)59% · 92
Zone not recorded2% · 3

NFIP communities

Del Rio, City OfParticipates in the NFIP
Val Verde County*Participates in the NFIP

Federal disaster declarations in Val Verde County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingFlood · Major disaster · 2026-09-01
FloodingFlood · Emergency · 2026-07-18
Severe Storms And FloodingFlood · Major disaster · 2019-02-25
Hurricane AlexHurricane · Major disaster · 2010-08-03
Hurricane RitaHurricane · Major disaster · 2005-09-24
Hurricane RitaHurricane · Emergency · 2005-09-21

7 flood, storm or hurricane declarations for Val Verde County since 2000.

Check a specific address in Del Rio.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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