Flood history · Ingram, TX 78025
Flood insurance claims in Ingram, TX 78025
52 claims since 1978 and $4.4 million paid. Here's what the public record shows, and how to check a specific address.
Claims by year
Every NFIP flood insurance claim reported in ZIP 78025 since 1978.
What the record says
72% of claims were on properties in high-risk zones and 28% outside them.
One event dominates the record: 2025 July Central TX Flooding accounts for 44% of all claims in this ZIP code.
Flooding here is recent: 40 claims (77%) were in the last 10 years.
The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.
Biggest flood events
| Event | Year | Claims | Share |
|---|---|---|---|
| 2025 July Central TX Flooding | 2025 | 23 | 44% |
| 2026-07-Texas-Flooding | 2026 | 12 | 23% |
| Torrential rain | 2002 | 2 | 4% |
| Thunderstorms | 2007 | 1 | 2% |
| Fall 2018 Texas Flooding | 2018 | 1 | 2% |
Flood zone at time of claim
NFIP communities
Federal disaster declarations in Kerr County
Flood, hurricane and storm declarations since 2000.
7 flood, storm or hurricane declarations for Kerr County since 2000.
Check a specific address in Ingram.
ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.
Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.