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Flood history · Odem, TX 78370

Flood insurance claims in Odem, TX 78370

86 claims since 1980 and $410,525 paid. Here's what the public record shows, and how to check a specific address.

86flood insurance claims since 1980
$410,525paid to policyholders
$7,895average paid claim
4claims in the last 10 years
28%of claims outside high-risk zones
#418of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 78370 since 1978.

1980: 27 claims1984: 35 claims1985: 5 claims1999: 1 claims2004: 1 claims2006: 2 claims2007: 5 claims2010: 3 claims2015: 2 claims2016: 1 claims2017: 1 claims2020: 1 claims2021: 1 claims2022: 1 claims19801990200020102020

What the record says

72% of claims were on properties in high-risk zones and 28% outside them.

One event dominates the record: Unnamed flooding accounts for 42% of all claims in this ZIP code.

4 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19843642%
Hurricane Allen19802630%
Hurricane Harvey201711%
Early summer storms201511%
Thunderstorms200711%
Early summer severe storms201611%

Flood zone at time of claim

High-risk zones (A, V)69% · 59
Moderate or minimal risk (X, B, C)24% · 21
Undetermined (D)2% · 2
Zone not recorded5% · 4

NFIP communities

San Patricio County *Participates in the NFIP

Federal disaster declarations in San Patricio County

Flood, hurricane and storm declarations since 2000.

Hurricane BerylHurricane · Major disaster · 2024-07-09
Tropical Storms Marco And LauraHurricane · Emergency · 2020-08-24
Hurricane HannaHurricane · Emergency · 2020-07-26
Hurricane HarveyHurricane · Major disaster · 2017-08-25
Tropical Storm AlexHurricane · Emergency · 2010-06-29
Hurricane IkeHurricane · Major disaster · 2008-09-13

18 flood, storm or hurricane declarations for San Patricio County since 2000.

Check a specific address in Odem.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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