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Flood history · Corpus Christi, TX 78408

Flood insurance claims in Corpus Christi, TX 78408

107 claims since 1978 and $887,916 paid. Here's what the public record shows, and how to check a specific address.

107flood insurance claims since 1978
$887,916paid to policyholders
$10,090average paid claim
3claims in the last 10 years
99%of claims outside high-risk zones
#385of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 78408 since 1978.

1978: 5 claims1979: 7 claims1980: 17 claims1981: 27 claims1982: 1 claims1983: 8 claims1992: 2 claims1994: 1 claims1997: 5 claims1998: 2 claims1999: 3 claims2001: 2 claims2002: 10 claims2004: 1 claims2006: 1 claims2007: 4 claims2010: 1 claims2013: 3 claims2015: 3 claims2016: 1 claims2017: 3 claims19801990200020102020

What the record says

About 99% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 15% of claims.

3 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Corpus Christi, City Of takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19791615%
Hurricane Allen19801615%
Heavy rains200233%
Hurricane Harvey201733%
Early summer storms201522%
Early summer severe storms201611%

Flood zone at time of claim

High-risk zones (A, V)1% · 1
Moderate or minimal risk (X, B, C)98% · 105
Zone not recorded1% · 1

NFIP communities

Corpus Christi, City OfCRS class 7 · up to 15% off

Federal disaster declarations in Nueces County

Flood, hurricane and storm declarations since 2000.

Hurricane BerylHurricane · Major disaster · 2024-07-09
Tropical Storms Marco And LauraHurricane · Emergency · 2020-08-24
Hurricane HannaHurricane · Emergency · 2020-07-26
Hurricane HarveyHurricane · Major disaster · 2017-08-25
Severe Storms, Tornadoes, Straight-Line Winds And FloodingSevere Storm · Major disaster · 2015-05-29
Tropical Storm AlexHurricane · Emergency · 2010-06-29

18 flood, storm or hurricane declarations for Nueces County since 2000.

Check a specific address in Corpus Christi.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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