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Flood history · Needville, TX 77461

Flood insurance claims in Needville, TX 77461

159 claims since 1991 and $7.6 million paid. Here's what the public record shows, and how to check a specific address.

159flood insurance claims since 1991
$7.6 millionpaid to policyholders
$58,452average paid claim
102claims in the last 10 years
73%of claims outside high-risk zones
#303of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 77461 since 1978.

1991: 1 claims1994: 2 claims1997: 4 claims1998: 5 claims2001: 3 claims2004: 3 claims2006: 2 claims2007: 1 claims2008: 3 claims2009: 4 claims2010: 1 claims2015: 22 claims2016: 6 claims2017: 42 claims2019: 54 claims2020: 1 claims2021: 4 claims2024: 1 claims200020102020

What the record says

About 73% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Harvey, accounts for 26% of claims.

Flooding here is recent: 102 claims (64%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Harvey20174226%
Early summer storms20151912%
Unnamed flooding199464%
Early summer severe storms201643%
Hurricane Ike200832%
Spring severe storms201611%

Flood zone at time of claim

High-risk zones (A, V)26% · 42
Moderate or minimal risk (X, B, C)73% · 116
Zone not recorded1% · 1

NFIP communities

Fort Bend County *Participates in the NFIP
Needville, City OfParticipates in the NFIP
Pleak, Village OfParticipates in the NFIP
Fairchilds, Village OfParticipates in the NFIP

Federal disaster declarations in Fort Bend County

Flood, hurricane and storm declarations since 2000.

Hurricane BerylHurricane · Major disaster · 2024-07-09
Tropical Storms Marco And LauraHurricane · Emergency · 2020-08-24
Hurricane HannaHurricane · Emergency · 2020-07-26
Hurricane HarveyHurricane · Major disaster · 2017-08-25
Severe Storms And FloodingFlood · Major disaster · 2016-06-11
Severe Storms And FloodingFlood · Major disaster · 2016-04-25

16 flood, storm or hurricane declarations for Fort Bend County since 2000.

Check a specific address in Needville.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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