FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · Damon, TX 77430

Flood insurance claims in Damon, TX 77430

193 claims since 1979 and $5.6 million paid. Here's what the public record shows, and how to check a specific address.

193flood insurance claims since 1979
$5.6 millionpaid to policyholders
$32,789average paid claim
60claims in the last 10 years
54%of claims outside high-risk zones
#280of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 77430 since 1978.

1979: 4 claims1981: 1 claims1982: 4 claims1983: 3 claims1984: 3 claims1987: 2 claims1990: 1 claims1991: 8 claims1992: 3 claims1993: 3 claims1994: 14 claims1995: 1 claims1996: 1 claims1997: 1 claims1998: 21 claims2001: 1 claims2004: 8 claims2008: 1 claims2010: 5 claims2015: 12 claims2016: 36 claims2017: 57 claims2019: 3 claims19801990200020102020

What the record says

About 54% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Harvey, accounts for 29% of claims.

Flooding here is recent: 60 claims (31%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Harvey20175629%
Unnamed flooding19984121%
Early summer severe storms20162714%
Early summer storms2015105%
Spring severe storms201642%
Tropical Storm Claudette197921%

Flood zone at time of claim

High-risk zones (A, V)46% · 88
Moderate or minimal risk (X, B, C)52% · 101
Undetermined (D)2% · 4

NFIP communities

Brazoria County *Participates in the NFIP
Fort Bend County *Participates in the NFIP

Federal disaster declarations in Brazoria County

Flood, hurricane and storm declarations since 2000.

Hurricane BerylHurricane · Major disaster · 2024-07-09
Tropical Storms Marco And LauraHurricane · Emergency · 2020-08-24
Hurricane HannaHurricane · Emergency · 2020-07-26
Hurricane HarveyHurricane · Major disaster · 2017-08-25
Severe Storms And FloodingFlood · Major disaster · 2016-06-11
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2015-11-25

18 flood, storm or hurricane declarations for Brazoria County since 2000.

Check a specific address in Damon.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All Texas ZIP codes · All states · Flood zones explained