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Flood history · Pinehurst, TX 77362

Flood insurance claims in Pinehurst, TX 77362

228 claims since 1979 and $12.1 million paid. Here's what the public record shows, and how to check a specific address.

228flood insurance claims since 1979
$12.1 millionpaid to policyholders
$59,743average paid claim
77claims in the last 10 years
59%of claims outside high-risk zones
#259of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 77362 since 1978.

1979: 1 claims1983: 1 claims1987: 2 claims1992: 1 claims1993: 1 claims1994: 20 claims1997: 2 claims1998: 10 claims2000: 1 claims2001: 17 claims2002: 1 claims2006: 11 claims2008: 5 claims2009: 7 claims2012: 4 claims2015: 1 claims2016: 66 claims2017: 69 claims2018: 3 claims2019: 3 claims2021: 1 claims2023: 1 claims19801990200020102020

What the record says

About 59% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Hurricane Harvey, accounts for 30% of claims.

Flooding here is recent: 77 claims (34%) were in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Hurricane Harvey20176930%
Early summer severe storms20165122%
Unnamed flooding19942913%
Tropical Storm Allison2001177%
Spring severe storms2016125%
Tropical Storm Paul2006104%

Flood zone at time of claim

High-risk zones (A, V)36% · 82
Moderate or minimal risk (X, B, C)52% · 118
Zone not recorded12% · 28

NFIP communities

Montgomery County*Participates in the NFIP
Pinehurst, City OfParticipates in the NFIP

Federal disaster declarations in Montgomery County

Flood, hurricane and storm declarations since 2000.

Hurricane BerylHurricane · Major disaster · 2024-07-09
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingFlood · Major disaster · 2024-05-17
Tropical Storms Marco And LauraHurricane · Emergency · 2020-08-24
Tropical Storm ImeldaFlood · Major disaster · 2019-10-04
Hurricane HarveyHurricane · Major disaster · 2017-08-25
Severe Storms And FloodingFlood · Major disaster · 2016-06-11

16 flood, storm or hurricane declarations for Montgomery County since 2000.

Check a specific address in Pinehurst.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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