FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · Spring, TX 77382

Flood insurance claims in Spring, TX 77382

64 claims since 1985 and $971,623 paid. Here's what the public record shows, and how to check a specific address.

64flood insurance claims since 1985
$971,623paid to policyholders
$32,387average paid claim
19claims in the last 10 years
98%of claims outside high-risk zones
#477of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 77382 since 1978.

1985: 1 claims1987: 1 claims1989: 1 claims1998: 1 claims2001: 12 claims2002: 1 claims2005: 2 claims2008: 12 claims2016: 14 claims2017: 13 claims2020: 2 claims2021: 3 claims2024: 1 claims1990200020102020

What the record says

About 98% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Early summer severe storms, accounts for 19% of claims.

19 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Early summer severe storms20161219%
Tropical Storm Allison20011219%
Hurricane Ike20081219%
Hurricane Harvey20171117%
Texas Severe Winter Storms202123%
Spring severe storms201623%

Flood zone at time of claim

High-risk zones (A, V)2% · 1
Moderate or minimal risk (X, B, C)98% · 63

NFIP communities

Montgomery County*Participates in the NFIP

Federal disaster declarations in Harris County

Flood, hurricane and storm declarations since 2000.

Hurricane BerylHurricane · Major disaster · 2024-07-09
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingFlood · Major disaster · 2024-05-17
Tropical Storms Marco And LauraHurricane · Emergency · 2020-08-24
Tropical Storm ImeldaFlood · Major disaster · 2019-10-04
Hurricane HarveyHurricane · Major disaster · 2017-08-25
Severe Storms And FloodingFlood · Major disaster · 2016-06-11

16 flood, storm or hurricane declarations for Harris County since 2000.

Check a specific address in Spring.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All Texas ZIP codes · All states · Flood zones explained