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Flood history · Roanoke, TX 76262

Flood insurance claims in Roanoke, TX 76262

62 claims since 1982 and $1.4 million paid. Here's what the public record shows, and how to check a specific address.

62flood insurance claims since 1982
$1.4 millionpaid to policyholders
$35,351average paid claim
17claims in the last 10 years
75%of claims outside high-risk zones
#486of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 76262 since 1978.

1982: 3 claims1983: 2 claims1985: 1 claims1996: 2 claims2003: 2 claims2004: 1 claims2006: 1 claims2007: 13 claims2008: 4 claims2009: 2 claims2010: 4 claims2012: 1 claims2013: 1 claims2014: 3 claims2015: 4 claims2016: 1 claims2017: 1 claims2018: 5 claims2019: 1 claims2020: 8 claims2024: 2 claims1990200020102020

What the record says

About 75% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Thunderstorms, accounts for 16% of claims.

17 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Thunderstorms20071016%
Texas Spring Flooding202423%
Hurricane Alicia198312%
Late winter severe storms201612%
Early summer storms201512%

Flood zone at time of claim

High-risk zones (A, V)24% · 15
Moderate or minimal risk (X, B, C)71% · 44
Zone not recorded5% · 3

NFIP communities

Trophy Club, Town OfParticipates in the NFIP
Keller, City OfParticipates in the NFIP
Denton County*Participates in the NFIP
Tarrant County*Participates in the NFIP

Federal disaster declarations in Denton County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingFlood · Major disaster · 2024-05-17
Severe Storms, Tornadoes, Straight-Line Winds And FloodingSevere Storm · Major disaster · 2015-05-29
Hurricane IkeHurricane · Emergency · 2008-09-10
Hurricane GustavHurricane · Emergency · 2008-08-29
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2007-06-29
Severe Storms And TornadoesSevere Storm · Major disaster · 2007-05-01

9 flood, storm or hurricane declarations for Denton County since 2000.

Check a specific address in Roanoke.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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