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Flood history · Fort Worth, TX 76148

Flood insurance claims in Fort Worth, TX 76148

93 claims since 1981 and $706,517 paid. Here's what the public record shows, and how to check a specific address.

93flood insurance claims since 1981
$706,517paid to policyholders
$9,951average paid claim
1claims in the last 10 years
19%of claims outside high-risk zones
#405of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 76148 since 1978.

1981: 12 claims1982: 4 claims1984: 1 claims1986: 4 claims1987: 2 claims1989: 19 claims1990: 28 claims1991: 4 claims1993: 1 claims1995: 3 claims2003: 2 claims2004: 1 claims2007: 7 claims2009: 2 claims2010: 1 claims2015: 1 claims2022: 1 claims1990200020102020

What the record says

81% of claims were on properties in high-risk zones and 19% outside them.

One event dominates the record: Unnamed flooding accounts for 57% of all claims in this ZIP code.

1 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19905357%
Thunderstorms200744%
Dallas Flash Floods202211%

Flood zone at time of claim

High-risk zones (A, V)67% · 62
Moderate or minimal risk (X, B, C)16% · 15
Zone not recorded17% · 16

NFIP communities

Watauga, City OfParticipates in the NFIP

Federal disaster declarations in Tarrant County

Flood, hurricane and storm declarations since 2000.

Tropical Storms Marco And LauraHurricane · Emergency · 2020-08-24
Hurricane HarveyHurricane · Major disaster · 2017-08-25
Severe Storms, Tornadoes, Straight-Line Winds And FloodingSevere Storm · Major disaster · 2015-05-29
Hurricane IkeHurricane · Emergency · 2008-09-10
Hurricane GustavHurricane · Emergency · 2008-08-29
Hurricane DeanHurricane · Emergency · 2007-08-18

10 flood, storm or hurricane declarations for Tarrant County since 2000.

Check a specific address in Fort Worth.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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