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Flood history · Trinity, TX 75862

Flood insurance claims in Trinity, TX 75862

190 claims since 1979 and $3.9 million paid. Here's what the public record shows, and how to check a specific address.

190flood insurance claims since 1979
$3.9 millionpaid to policyholders
$22,163average paid claim
31claims in the last 10 years
15%of claims outside high-risk zones
#282of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 75862 since 1978.

1979: 2 claims1981: 2 claims1983: 1 claims1990: 9 claims1991: 31 claims1992: 8 claims1993: 13 claims1994: 17 claims1995: 1 claims1998: 10 claims1999: 10 claims2001: 19 claims2002: 8 claims2003: 3 claims2004: 3 claims2007: 7 claims2010: 1 claims2015: 8 claims2016: 6 claims2017: 4 claims2018: 5 claims2021: 1 claims2024: 17 claims2025: 4 claims19801990200020102020

What the record says

85% of claims were on properties in high-risk zones and 15% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 8% of claims.

31 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding1981158%
Tropical Storm Allison2001147%
Texas Spring Flooding2024137%
Hurricane Harvey201742%
Early summer severe storms201642%
Fall 2018 Texas Flooding201832%

Flood zone at time of claim

High-risk zones (A, V)59% · 113
Moderate or minimal risk (X, B, C)10% · 19
Undetermined (D)1% · 1
Zone not recorded30% · 57

NFIP communities

Trinity County*Participates in the NFIP
Walker County*Participates in the NFIP

Federal disaster declarations in Trinity County

Flood, hurricane and storm declarations since 2000.

Hurricane BerylHurricane · Major disaster · 2024-07-09
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingFlood · Major disaster · 2024-05-17
Tropical Storms Marco And LauraHurricane · Emergency · 2020-08-24
Severe Storms And FloodingFlood · Major disaster · 2016-06-11
Severe Winter Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2016-02-09
Severe Storms, Tornadoes, Straight-Line Winds And FloodingSevere Storm · Major disaster · 2015-05-29

13 flood, storm or hurricane declarations for Trinity County since 2000.

Check a specific address in Trinity.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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