FeaturesUse casesHow it worksPricingGuidesFAQAboutContactPro dashboardCheck an address

Flood history · Coldspring, TX 77331

Flood insurance claims in Coldspring, TX 77331

291 claims since 1990 and $5.3 million paid. Here's what the public record shows, and how to check a specific address.

291flood insurance claims since 1990
$5.3 millionpaid to policyholders
$20,600average paid claim
63claims in the last 10 years
17%of claims outside high-risk zones
#239of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 77331 since 1978.

1990: 48 claims1991: 17 claims1992: 33 claims1993: 2 claims1994: 70 claims1998: 33 claims1999: 2 claims2001: 6 claims2002: 3 claims2004: 1 claims2008: 3 claims2015: 4 claims2016: 6 claims2017: 47 claims2018: 2 claims2019: 1 claims2021: 2 claims2024: 11 claims1990200020102020

What the record says

83% of claims were on properties in high-risk zones and 17% outside them.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 26% of claims.

63 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19947726%
Hurricane Harvey20174616%
Texas Spring Flooding2024114%
Tropical Storm Allison200152%
Early summer severe storms201631%
Hurricane Ike200831%

Flood zone at time of claim

High-risk zones (A, V)73% · 213
Moderate or minimal risk (X, B, C)15% · 43
Zone not recorded12% · 35

NFIP communities

San Jacinto County*Participates in the NFIP

Federal disaster declarations in San Jacinto County

Flood, hurricane and storm declarations since 2000.

Hurricane BerylHurricane · Major disaster · 2024-07-09
Severe Storms, Straight-Line Winds, Tornadoes, And FloodingFlood · Major disaster · 2024-05-17
Tropical Storms Marco And LauraHurricane · Emergency · 2020-08-24
Tropical Storm ImeldaFlood · Major disaster · 2019-10-04
Hurricane HarveyHurricane · Major disaster · 2017-08-25
Severe Storms And FloodingFlood · Major disaster · 2016-06-11

16 flood, storm or hurricane declarations for San Jacinto County since 2000.

Check a specific address in Coldspring.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

All Texas ZIP codes · All states · Flood zones explained