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Flood history · Dallas, TX 75252

Flood insurance claims in Dallas, TX 75252

51 claims since 1982 and $367,490 paid. Here's what the public record shows, and how to check a specific address.

51flood insurance claims since 1982
$367,490paid to policyholders
$9,932average paid claim
12claims in the last 10 years
76%of claims outside high-risk zones
#533of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 75252 since 1978.

1982: 3 claims1985: 3 claims1987: 2 claims1989: 2 claims1990: 3 claims1991: 4 claims1998: 4 claims2001: 4 claims2004: 1 claims2007: 2 claims2009: 1 claims2010: 2 claims2012: 1 claims2015: 5 claims2016: 2 claims2018: 2 claims2019: 2 claims2020: 4 claims2021: 2 claims2024: 1 claims2025: 1 claims1990200020102020

What the record says

About 76% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 12% of claims.

12 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Dallas, City Of takes part in FEMA's Community Rating System (class 3), which can lower flood insurance premiums by up to 35% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding1989612%
Thunderstorms200724%
Late winter severe storms201612%
Early summer storms201512%
Early summer severe storms201612%
Spring Storm200912%

Flood zone at time of claim

High-risk zones (A, V)24% · 12
Moderate or minimal risk (X, B, C)73% · 37
Zone not recorded4% · 2

NFIP communities

Dallas, City OfCRS class 3 · up to 35% off

Federal disaster declarations in Dallas County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingFlood · Major disaster · 2024-05-17
Hurricane IkeHurricane · Emergency · 2008-09-10
Hurricane GustavHurricane · Emergency · 2008-08-29
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2007-06-29
Hurricane RitaHurricane · Major disaster · 2005-09-24
Hurricane RitaHurricane · Emergency · 2005-09-21

7 flood, storm or hurricane declarations for Dallas County since 2000.

Check a specific address in Dallas.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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