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Flood history · Carrollton, TX 75006

Flood insurance claims in Carrollton, TX 75006

83 claims since 1978 and $288,659 paid. Here's what the public record shows, and how to check a specific address.

83flood insurance claims since 1978
$288,659paid to policyholders
$6,873average paid claim
15claims in the last 10 years
76%of claims outside high-risk zones
#426of 1,592 Texas ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 75006 since 1978.

1978: 2 claims1979: 1 claims1980: 1 claims1981: 2 claims1982: 18 claims1983: 1 claims1985: 7 claims1986: 1 claims1989: 2 claims1990: 4 claims1991: 1 claims1992: 1 claims1993: 1 claims1994: 1 claims1997: 4 claims1998: 3 claims2000: 1 claims2002: 1 claims2007: 1 claims2008: 1 claims2010: 1 claims2012: 1 claims2013: 1 claims2015: 11 claims2017: 1 claims2018: 3 claims2019: 5 claims2020: 1 claims2021: 3 claims2026: 2 claims19801990200020102020

What the record says

About 76% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Early summer storms, accounts for 11% of claims.

15 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Carrollton, City Of takes part in FEMA's Community Rating System (class 6), which can lower flood insurance premiums by up to 20% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Early summer storms2015911%
Unnamed flooding199045%
Hurricane Allen198011%
Texas Severe Winter Storms202111%
2026-06-Arthur-TS202611%
Fall severe storms201511%

Flood zone at time of claim

High-risk zones (A, V)23% · 19
Moderate or minimal risk (X, B, C)70% · 58
Undetermined (D)1% · 1
Zone not recorded6% · 5

NFIP communities

Carrollton, City OfCRS class 6 · up to 20% off

Federal disaster declarations in Dallas County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingFlood · Major disaster · 2024-05-17
Tropical Storms Marco And LauraHurricane · Emergency · 2020-08-24
Hurricane HarveyHurricane · Major disaster · 2017-08-25
Severe Winter Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2016-02-09
Severe Storms, Tornadoes, Straight-Line Winds And FloodingSevere Storm · Major disaster · 2015-05-29
Hurricane IkeHurricane · Emergency · 2008-09-10

11 flood, storm or hurricane declarations for Dallas County since 2000.

Check a specific address in Carrollton.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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