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Flood history · Knoxville, TN 37917

Flood insurance claims in Knoxville, TN 37917

134 claims since 1978 and $943,844 paid. Here's what the public record shows, and how to check a specific address.

134flood insurance claims since 1978
$943,844paid to policyholders
$8,904average paid claim
11claims in the last 10 years
26%of claims outside high-risk zones
#38of 471 Tennessee ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 37917 since 1978.

1978: 1 claims1979: 2 claims1981: 1 claims1982: 24 claims1984: 14 claims1987: 2 claims1990: 2 claims1994: 2 claims1998: 17 claims2002: 9 claims2003: 19 claims2010: 1 claims2011: 26 claims2013: 3 claims2017: 1 claims2019: 7 claims2020: 2 claims2021: 1 claims19801990200020102020

What the record says

74% of claims were on properties in high-risk zones and 26% outside them.

11 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Knoxville, City Of takes part in FEMA's Community Rating System (class 6), which can lower flood insurance premiums by up to 20% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Unnamed flooding199021%

Flood zone at time of claim

High-risk zones (A, V)74% · 99
Moderate or minimal risk (X, B, C)26% · 35

NFIP communities

Knoxville, City OfCRS class 6 · up to 20% off

Federal disaster declarations in Knox County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Emergency · 2025-04-02
Severe Storms, Straight-Line Winds, And TornadoSevere Storm · Major disaster · 2023-09-27
Severe Storms, Flooding, Landslides, And MudslidesFlood · Major disaster · 2019-04-17
Severe Storms, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2017-06-23
Severe Storms, Straight-Line Winds, Tornadoes, AndSevere Storm · Major disaster · 2011-07-20
Severe Storms, Tornadoes, Straight-Line Winds, And Associated FloodingSevere Storm · Major disaster · 2011-05-01

9 flood, storm or hurricane declarations for Knox County since 2000.

Check a specific address in Knoxville.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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