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Flood history · Smyrna, TN 37167

Flood insurance claims in Smyrna, TN 37167

133 claims since 1979 and $1.8 million paid. Here's what the public record shows, and how to check a specific address.

133flood insurance claims since 1979
$1.8 millionpaid to policyholders
$17,914average paid claim
9claims in the last 10 years
40%of claims outside high-risk zones
#39of 471 Tennessee ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 37167 since 1978.

1979: 3 claims1980: 2 claims1982: 3 claims1984: 3 claims1989: 3 claims1990: 2 claims1991: 2 claims1994: 2 claims1995: 3 claims1996: 1 claims1997: 2 claims1999: 1 claims2000: 1 claims2001: 1 claims2007: 1 claims2010: 81 claims2011: 1 claims2013: 12 claims2017: 4 claims2018: 1 claims2020: 1 claims2021: 1 claims2022: 1 claims2023: 1 claims19801990200020102020

What the record says

About 40% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

One event dominates the record: Late spring storms accounts for 60% of all claims in this ZIP code.

9 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Late spring storms20108060%
Unnamed flooding199722%

Flood zone at time of claim

High-risk zones (A, V)56% · 74
Moderate or minimal risk (X, B, C)37% · 49
Zone not recorded8% · 10

NFIP communities

Rutherford County *Participates in the NFIP
Smyrna, Town OfParticipates in the NFIP

Federal disaster declarations in Rutherford County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Emergency · 2025-04-02
Severe Storms, Straight-Line Winds, And TornadoesSevere Storm · Major disaster · 2023-04-07
Severe Storms, Flooding, Straight-Line Winds, And TornadoesSevere Storm · Major disaster · 2010-05-04
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2009-05-15
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-05
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2003-05-08

7 flood, storm or hurricane declarations for Rutherford County since 2000.

Check a specific address in Smyrna.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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