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Flood history · Brentwood, TN 37027

Flood insurance claims in Brentwood, TN 37027

464 claims since 1978 and $14.3 million paid. Here's what the public record shows, and how to check a specific address.

464flood insurance claims since 1978
$14.3 millionpaid to policyholders
$36,751average paid claim
115claims in the last 10 years
19%of claims outside high-risk zones
#3of 471 Tennessee ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 37027 since 1978.

1978: 2 claims1979: 38 claims1980: 3 claims1982: 2 claims1984: 2 claims1986: 4 claims1987: 1 claims1988: 1 claims1989: 7 claims1992: 1 claims1993: 7 claims1994: 1 claims1995: 13 claims1996: 2 claims1997: 3 claims1998: 29 claims1999: 1 claims2000: 11 claims2003: 31 claims2004: 3 claims2010: 174 claims2011: 6 claims2012: 1 claims2013: 5 claims2015: 1 claims2017: 12 claims2019: 5 claims2020: 6 claims2021: 90 claims2022: 1 claims2024: 1 claims19801990200020102020

What the record says

81% of claims were on properties in high-risk zones and 19% outside them.

Losses are spread across many events; the largest, Late spring storms, accounts for 37% of claims.

115 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Williamson County * takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Late spring storms201017337%
Heavy rains2003255%
Unnamed flooding199731%
Mid-spring storms201110%

Flood zone at time of claim

High-risk zones (A, V)77% · 355
Moderate or minimal risk (X, B, C)18% · 84
Zone not recorded5% · 25

NFIP communities

Brentwood, City OfParticipates in the NFIP
Williamson County *CRS class 7 · up to 15% off
Metro Government Of Nashville-Davidson CountyCRS class 8 · up to 10% off
Nolensville, Town OfParticipates in the NFIP

Federal disaster declarations in Williamson County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Emergency · 2025-04-02
Severe Storms, Flooding, Straight-Line Winds, And TornadoesSevere Storm · Major disaster · 2010-05-04
Severe Storms, Tornadoes, Straight-Line Winds, And FloodingSevere Storm · Major disaster · 2008-02-07
Hurricane Katrina EvacuationHurricane · Emergency · 2005-09-05
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2003-05-08

5 flood, storm or hurricane declarations for Williamson County since 2000.

Check a specific address in Brentwood.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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