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Flood history · Dell Rapids, SD 57022

Flood insurance claims in Dell Rapids, SD 57022

65 claims since 1978 and $851,381 paid. Here's what the public record shows, and how to check a specific address.

65flood insurance claims since 1978
$851,381paid to policyholders
$14,430average paid claim
17claims in the last 10 years
2%of claims outside high-risk zones
#15of 156 South Dakota ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 57022 since 1978.

1978: 1 claims1984: 9 claims1993: 7 claims1997: 11 claims2001: 1 claims2006: 1 claims2010: 9 claims2011: 9 claims2019: 17 claims19801990200020102020

What the record says

Almost all claims here (98%) were on properties in high-risk zones (A or V). In those zones, federally regulated lenders require flood insurance.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 17% of claims.

17 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19971117%
Midwest Flooding199369%
Late spring storms201123%
Severe flooding200112%

Flood zone at time of claim

High-risk zones (A, V)97% · 63
Moderate or minimal risk (X, B, C)2% · 1
Zone not recorded2% · 1

NFIP communities

Dell Rapids, City OfParticipates in the NFIP
Minnehaha County *Participates in the NFIP

Federal disaster declarations in Minnehaha County

Flood, hurricane and storm declarations since 2000.

Severe Storms, Straight-Line Winds, And FloodingFlood · Major disaster · 2024-08-15
Severe Storm, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2022-06-29
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2019-11-18
Severe Winter Storm, Snowstorm, And FloodingFlood · Major disaster · 2019-06-07
Severe Storms, Tornadoes, And FloodingFlood · Major disaster · 2014-07-28
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2013-05-10

9 flood, storm or hurricane declarations for Minnehaha County since 2000.

Check a specific address in Dell Rapids.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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