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Flood history · Brookings, SD 57006

Flood insurance claims in Brookings, SD 57006

67 claims since 1978 and $732,005 paid. Here's what the public record shows, and how to check a specific address.

67flood insurance claims since 1978
$732,005paid to policyholders
$15,575average paid claim
10claims in the last 10 years
38%of claims outside high-risk zones
#13of 156 South Dakota ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 57006 since 1978.

1978: 1 claims1980: 1 claims1984: 2 claims1986: 3 claims1992: 2 claims1993: 5 claims1994: 3 claims1995: 4 claims1996: 1 claims1997: 16 claims2001: 2 claims2007: 1 claims2010: 11 claims2011: 3 claims2014: 2 claims2018: 1 claims2019: 9 claims19801990200020102020

What the record says

About 38% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, Unnamed flooding, accounts for 18% of claims.

10 claims were filed in the last 10 years.

The most commonly recorded cause is rivers, streams or lakes overflowing.

Biggest flood events

EventYearClaimsShare
Unnamed flooding19971218%
Severe flooding200123%
Midwest Flooding199323%

Flood zone at time of claim

High-risk zones (A, V)58% · 39
Moderate or minimal risk (X, B, C)30% · 20
Undetermined (D)6% · 4
Zone not recorded6% · 4

NFIP communities

Moody County *Participates in the NFIP
Brookings, City OfParticipates in the NFIP
Brookings County*Participates in the NFIP

Federal disaster declarations in Brookings County

Flood, hurricane and storm declarations since 2000.

Severe Storm, Straight-Line Winds, Tornadoes, And FloodingSevere Storm · Major disaster · 2022-06-29
Severe Storms, Tornadoes, And FloodingSevere Storm · Major disaster · 2019-11-18
Severe Winter Storm, Snowstorm, And FloodingFlood · Major disaster · 2019-06-07
FloodingFlood · Major disaster · 2011-05-13
Severe Storms And FloodingSevere Storm · Major disaster · 2010-11-02
Severe Winter StormSevere Storm · Major disaster · 2005-12-20

8 flood, storm or hurricane declarations for Brookings County since 2000.

Check a specific address in Brookings.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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