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Flood history · Wakefield, RI 02879

Flood insurance claims in Wakefield, RI 02879

488 claims since 1978 and $8.6 million paid. Here's what the public record shows, and how to check a specific address.

488flood insurance claims since 1978
$8.6 millionpaid to policyholders
$24,246average paid claim
18claims in the last 10 years
14%of claims outside high-risk zones
#3of 76 Rhode Island ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 02879 since 1978.

1978: 4 claims1980: 2 claims1982: 1 claims1983: 6 claims1984: 3 claims1985: 5 claims1987: 1 claims1991: 46 claims1992: 20 claims1993: 17 claims1994: 2 claims1997: 2 claims1998: 27 claims1999: 2 claims2000: 1 claims2001: 3 claims2002: 3 claims2005: 16 claims2006: 2 claims2007: 18 claims2008: 1 claims2009: 1 claims2010: 74 claims2011: 10 claims2012: 199 claims2013: 3 claims2014: 1 claims2019: 1 claims2021: 4 claims2022: 1 claims2023: 3 claims2024: 9 claims19801990200020102020

What the record says

86% of claims were on properties in high-risk zones and 14% outside them.

One event dominates the record: Hurricane Sandy accounts for 41% of all claims in this ZIP code.

18 claims were filed in the last 10 years.

The most commonly recorded cause is tidal water overflow: coastal surge and high tides.

Narragansett, Town Of takes part in FEMA's Community Rating System (class 7), which can lower flood insurance premiums by up to 15% in high-risk zones.

Biggest flood events

EventYearClaimsShare
Hurricane Sandy201219841%
March 2010 Nor'easter20107215%
Hurricane Bob1991306%
Hurricane Irene201192%
Hurricane Ida202141%
December Nor'easter202320%

Flood zone at time of claim

High-risk zones (A, V)85% · 414
Moderate or minimal risk (X, B, C)14% · 70
Zone not recorded1% · 4

NFIP communities

South Kingstown, Town OfParticipates in the NFIP
Narragansett, Town OfCRS class 7 · up to 15% off

Federal disaster declarations in Washington County

Flood, hurricane and storm declarations since 2000.

Severe Storms And FloodingSevere Storm · Major disaster · 2024-03-20
Severe Storm And FloodingSevere Storm · Major disaster · 2024-03-20
Hurricane HenriHurricane · Emergency · 2021-08-21
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2015-04-03
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2013-03-22
Hurricane SandyHurricane · Major disaster · 2012-11-03

12 flood, storm or hurricane declarations for Washington County since 2000.

Check a specific address in Wakefield.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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