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Flood history · Jamestown, RI 02835

Flood insurance claims in Jamestown, RI 02835

58 claims since 1978 and $289,925 paid. Here's what the public record shows, and how to check a specific address.

58flood insurance claims since 1978
$289,925paid to policyholders
$8,527average paid claim
5claims in the last 10 years
46%of claims outside high-risk zones
#26of 76 Rhode Island ZIP codes by claims

Claims by year

Every NFIP flood insurance claim reported in ZIP 02835 since 1978.

1978: 6 claims1980: 2 claims1985: 1 claims1991: 8 claims1992: 1 claims1993: 1 claims1994: 1 claims2005: 1 claims2008: 2 claims2010: 17 claims2012: 12 claims2014: 1 claims2021: 4 claims2022: 1 claims19801990200020102020

What the record says

About 46% of claims here were on properties rated outside high-risk zones (zones X, B or C). A lower-risk zone on the map is not a guarantee.

Losses are spread across many events; the largest, March 2010 Nor'easter, accounts for 28% of claims.

5 claims were filed in the last 10 years.

The most commonly recorded cause is heavy rain or snowmelt collecting faster than it drains, which can happen far from any river or coast.

Biggest flood events

EventYearClaimsShare
March 2010 Nor'easter20101628%
Hurricane Sandy20121119%
Hurricane Bob1991814%
Hurricane Ida202147%

Flood zone at time of claim

High-risk zones (A, V)53% · 31
Moderate or minimal risk (X, B, C)45% · 26
Zone not recorded2% · 1

NFIP communities

Jamestown, Town OfParticipates in the NFIP

Federal disaster declarations in Newport County

Flood, hurricane and storm declarations since 2000.

Severe Storms And FloodingSevere Storm · Major disaster · 2024-03-20
Hurricane HenriHurricane · Emergency · 2021-08-21
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2015-04-03
Severe Winter Storm And SnowstormSevere Storm · Major disaster · 2013-03-22
Hurricane SandyHurricane · Major disaster · 2012-11-03
Hurricane SandyHurricane · Emergency · 2012-10-29

12 flood, storm or hurricane declarations for Newport County since 2000.

Check a specific address in Jamestown.

ZIP-level history is the backdrop. See the official FEMA flood zone, ground elevation and next steps for one property, free.

Sources: FEMA OpenFEMA NFIP Redacted Claims (v3) and Disaster Declarations Summaries, FEMA NFIP Community Status Book; place names from GeoNames (CC BY 4.0). Data as of 2026-10-09. Payments are net building + contents payments in dollars at the time paid, not adjusted for inflation. Claims are grouped by the ZIP code reported on the claim. This product uses the FEMA OpenFEMA API but is not endorsed by FEMA. Information only; not an official flood zone determination or insurance advice.

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